A waterfall chart titled "Benefit Realised, Total Expected and Benefit Loss by End of Month" shows the cumulative benefit realised over time from November 2023 to January 2026. The vertical axis represents the benefit realised in millions of pounds (£M), ranging from £0M to £70M. The horizontal axis represents the end of each month from November 2023 to January 2026, with a final column labeled "Total." The chart displays incremental increases in benefit realised each month, depicted by blue bars, culminating in a significant total benefit by January 2026.